Elect Travel Insurance Hazardous Sporting Activities

Elect Travel Insurance includes certain hazardous sporting activities at no extra charge (STANDARD), providing they are amateur activities conducted under adequate supervision and only participated on an incidental basis.

These inclusive activities are available to be viewed on the policy terms and conditions under Hazardous Sports and Activities.

In order to be sufficiently covered, you are required at all times to wear the appropriate safety equipment for any activity (i.e. protective clothing and/or suitable head protection).

Participating in any hazardous activity where you are exposing yourself to a needless peril, will be excluded from cover.

Listed below are the activities which are included within cover SHOWN as STANDARD above:

  • Archery
  • Badminton
  • Baseball
  • Basketball
  • Beach games
  • Black water rafting (Grade 1 to 4)
  • Bungee jumping (Maximum of two jumps)
  • Canoeing (excluding white water canoeing of any grade)
  • Cricket
  • Cycling (excluding BMX or mountain biking)
  • Dinghy sailing
  • Fell walking
  • Fencing
  • Fishing (excluding wade fishing)
  • Football
  • Golf
  • Hiking (under 2,000 metres altitude)
  • Horse riding (excluding jumping, hunting, polo and racing)
  • Hot air ballooning which has been booked in the United Kingdom prior to departure
  • Jet boating
  • Jet skiing
  • Jogging
  • Marathon running
  • Motorcycling up to 125cc (Providing rider holds a full driving license and is wearing a crash helmet)
  • Netball
  • Orienteering
  • Paintballing (Providing protective eye-wear and clothing worn)
  • Parascending (over water)
  • Pony trekking
  • Racquetball
  • Rambling
  • River canoeing
  • Roller skating
  • Roller blading
  • Rounders
  • Rowing
  • Safari (if pre-booked through United Kingdom operator, excluding the use of firearms)
  • Sail boarding
  • Sailing within territorial waters
  • Scuba diving down to 15 metres (excluding solo dives and no dives less than 24 hours before departure)
  • Skate boarding
  • Snorkelling
  • Squash
  • Surfing
  • Tennis
  • Track events
  • Trekking (under 2,000 metres altitude)
  • Triathlon
  • Volleyball
  • Water skiing
  • White water rafting (up to grade 4 life vest and helmet must be worn)
  • Windsurfing
  • Yachting (inside territorial waters)

We also provide cover for a number of Higher risk activities not shown above at an additional premium - Please contact us on 0844 980 0271 for further information.

Latest News

Travelling Abroad General Information

02-04-2023

These are links to useful UK Government websites.

More >>

USA Biometric Passports

28-03-2023

Please be advised that on 01 April 2016 the rules concerning passport requirements for entry to the USA changed

More >>

Forgotten your Renewing Customer Discount code?

25-03-2023

To access your discount code please call us on 01903 209903 providing details of your existing policy/certificate number.

More >>

Another Happy Customer

10-03-2023

We are proud of the regular testimonials that we receive from our very happy customers.

More >>

Hazardous Sporting Activities

10-03-2023

Elect Travel Insurance includes certain hazardous sporting activities at no extra charge (STANDARD), providing they are amateur activities conducted under adequate supervision and only participated on an incidental basis.

More >>

Happy Customers

08-03-2023

Many thanks to all our customers for their wonderful remarks.

More >>

Online Medical Screening

07-03-2023

With our Elect medical screening engine we are able to provide cover for a number of pre existing medical conditions for all ages.

More >>

Travel to within 60kms of the Kenya-Somali border

06-03-2023

FCO advise against all but essential travel to within 60kms of the Kenya-Somali border; to Kiwayu and coastal areas north of Pate Island; to Garissa District; to the Eastleigh area of Nairobi; and to low income areas of Nairobi, including all township or slum areas.

More >>

Malaysia - Advise against all but essential travel

06-03-2023

The Foreign and Commonwealth Office (FCO) advise against all but essential travel to an area east of a line joining Sabah's most northerly point near the town of Kudat to the Indonesian border in the southern part of Sabah, near Tawau.

More >>

Insurance Terminology

05-03-2023

Understanding common travel insurance jargon will help your to understand the terms, when making important decisions about your travel insurance cover.

More >>